Financial Calculators

Plan your loan payments with our amortization calculator. See a detailed schedule of your payments, including principal and interest, over the life of the loan. Perfect for mortgages, auto loans, and personal loans.

Estimate your monthly mortgage payments, including principal, interest, taxes, and insurance (PITI). See how loan amount, interest rate, and term affect your payment.

Estimate monthly payments, total interest, and total repayment for various types of loans. A versatile tool for personal, auto, or other installment loans.

Calculate your monthly car payment and see the total interest you'll pay over the life of your auto loan. Adjust the loan term, down payment, and interest rate to fit your budget.

Calculate simple or compound interest for your savings or investments. See how your money can grow over time with our versatile interest calculation tool.

Determine the fixed monthly payment required to repay a loan over a specific term. Useful for mortgages, car loans, and personal loans to help you budget effectively.

Estimate your potential retirement savings and see if you are on track to meet your goals. Project your 401(k) or IRA balance at retirement age.

Project the future value of your investments with regular contributions. See how initial investment and compound interest work together to grow your wealth over time.

Understand the impact of inflation on your money. Calculate the past, present, or future value of a dollar and see how purchasing power changes over time.

A comprehensive tool to solve for any variable in the time value of money equation, including present value (PV), future value (FV), interest rate, and number of periods.

Calculate how much faster you can pay off your mortgage and how much interest you can save by making extra payments. Explore different payoff scenarios.

Estimate your federal income tax liability. This tool helps you understand your potential tax refund or amount due based on your income, filing status, and deductions.

Calculate the future value of an investment using the power of compound interest. See how your savings can grow exponentially over time with different compounding frequencies.

Project the growth of your 401(k) retirement savings over time. See how contributions, employer match, and investment returns can impact your nest egg.

Calculate the nominal or effective interest rate on a loan or investment. Understand the true annual percentage rate (APR) you are paying or earning.

Quickly calculate the sales tax and final price for any purchase. Works with any sales tax rate and can also reverse calculate tax from a total price.

Determine how much house you can realistically afford based on your income, debts, down payment, and desired monthly payment. A crucial first step in home buying.

Plan for your financial goals by calculating how much you need to save. Determine the future value of your savings or the contributions needed to reach a target.

Estimate what percentage of your income goes towards rent to help you budget effectively. Assess rent affordability based on common financial guidelines.

Estimate whether you will face a "marriage penalty" or "marriage bonus" on your federal income taxes by comparing your liability as a single vs. married filer.

Estimate the potential federal estate tax liability for a taxable estate. This calculator helps with high-level estate planning and understanding potential tax burdens.

Project your estimated monthly or annual pension income in retirement. This calculator works for both defined-benefit and defined-contribution pension plans.

Calculate the present or future value of a series of equal payments. Understand the value of an annuity for retirement planning or structured settlements.

Determine the fixed periodic payments you can receive from an annuity investment. Plan your retirement income stream based on your total investment and payout period.

Calculate how long it will take to pay off your credit card balance by making fixed monthly payments. See how much you can save in interest by paying more than the minimum.

Strategize your credit card debt repayment. Use the debt snowball or debt avalanche method to see how you can pay off multiple cards faster and save on interest.

Create a plan to pay off your debts, from loans to credit cards. See how making extra payments can accelerate your journey to being debt-free.

A straightforward tool to calculate the monthly payment for any type of loan. Enter your loan amount, interest rate, and term to see your repayment schedule.

Estimate your monthly student loan payments and the total interest you'll pay. Compare different repayment plans to find the one that best fits your budget.

Estimate the future cost of a college education, factoring in tuition, room, and board. A crucial tool for parents and students to start planning and saving early.

Calculate interest on a loan or savings account without compounding. A basic tool for understanding the I=PRT (Interest = Principal × Rate × Time) formula.

Calculate the maturity value and interest earned on a Certificate of Deposit (CD). See how different interest rates and compounding frequencies affect your return.

Project the future growth of your Roth IRA account. See the potential for tax-free growth and withdrawals in retirement.

Estimate the future value of your Traditional IRA. Understand the potential for tax-deferred growth and how it can impact your retirement savings.

Calculate the Value Added Tax (VAT) for goods and services. Easily add or remove VAT from a price to see the net or gross amount.

Decide between a cash-back offer and a low-interest rate when buying a car. This calculator helps you determine which deal will save you more money in the long run.

Estimate your monthly payment for a car lease. Understand the components of a lease, including capitalized cost, residual value, and money factor.

Calculate the depreciation of an asset over time using the straight-line method. Determine the annual depreciation expense and the asset's book value each year.

Calculate the average annual rate of return for an investment over a period of time. A useful tool for evaluating the historical performance of your portfolio.

Calculate key business metrics like gross profit margin and markup percentage. Understand the profitability of your products and pricing strategy.

Calculate your debt-to-income (DTI) ratio, a key metric used by lenders to assess your borrowing risk. See if you qualify for a mortgage or other loans.

Calculate the present value (PV) of a future sum of money. Understand the time value of money and make informed financial decisions about investments and loans.

Calculate the future value (FV) of an investment or savings account. See how your money can grow over time with the power of compound interest.

Calculate sales commission earnings based on revenue and commission rate. A simple tool for salespeople and managers to quickly compute payouts.

Estimate the monthly payments and total interest cost for a personal loan. Compare different loan offers to find the best option for your needs.

Calculate payments and total interest for a commercial loan. A vital tool for business owners planning for expansion, equipment purchase, or working capital.

Estimate your monthly payment for a boat or yacht. See how loan term, interest rate, and down payment affect your financing for marine craft.

Calculate the monthly payment for any type of lease, whether for equipment, vehicles, or property. Understand the financial commitment of a lease agreement.

Determine the required down payment amount for a home purchase based on the home's price and your desired down payment percentage.

Calculate the payback period for an investment to determine how long it will take to recover the initial cost. A simple way to assess investment risk.

Calculate the Return on Investment (ROI) for any project or purchase. Measure the profitability of an investment as a percentage of the original cost.

Quickly calculate the final price of an item after a percentage discount. A handy tool for shoppers to figure out savings during a sale.

Estimate your potential profit and ROI when selling a product through Amazon FBA. Factor in seller fees, shipping costs, and product costs to assess viability.

Calculate the price of a bond based on its face value, coupon rate, yield to maturity, and years to maturity. An essential tool for fixed-income investors.

Calculate the current yield and yield to maturity (YTM) for a bond. Understand the potential return on a bond investment based on its market price.

Estimate the amount of tax you will owe on the profit from selling an asset like stocks or real estate. Differentiates between short-term and long-term gains.

Determine how much cash you can take out of your home equity when you refinance your mortgage. See the impact on your new loan amount and monthly payment.

Calculate the inventory turnover ratio to measure how efficiently a company sells its inventory. A key metric for business operational performance.

Project the future value of a 529 college savings plan. See how your contributions can grow over time to help fund educational expenses.

Estimate your self-employment taxes as a freelancer or independent contractor. Helps you plan for quarterly tax payments and avoid surprises.

Calculate the monthly payment for a home equity loan or HELOC. See how much you can borrow based on your home's value and current mortgage.

Compare the financial implications of leasing versus buying a car. Analyze the total costs over time to make an informed decision.

Calculate your personal net worth by tallying your assets and subtracting your liabilities. Get a clear snapshot of your financial health.

Calculate your total pay, including overtime hours. This tool accounts for different overtime rates like time and a half or double time.

Estimate your take-home pay after federal and state taxes, and other deductions. See where your money is going before it hits your bank account.

Determine potential savings by refinancing your mortgage. Compare your current loan with a new one to see if a lower interest rate can reduce your monthly payment or total cost.

Calculate your new average cost per share after buying additional shares of a stock at a different price. A key tool for investors looking to average down their position.

Estimate the correct amount of federal income tax to have withheld from your paycheck. Use this to help complete your W-4 form accurately.

Estimate the lump sum cash value of a lottery jackpot after federal and state taxes. See the difference between the advertised annuity and the actual cash payout.

Calculate the selling price of a product based on its cost and your desired markup percentage. Essential for retail pricing and ensuring profitability.

Analyze the potential return on investment (ROI) and cash flow of a rental property. Evaluate cap rate, operating income, and other key real estate metrics.

Estimate your monthly payment for an FHA-insured mortgage, including the required mortgage insurance premium (MIP). Ideal for first-time home buyers.

Calculate the monthly payment for a VA home loan. This tool helps veterans and service members understand their mortgage options, including the VA funding fee.

Compare the financial costs of renting a home versus buying one over time. Analyze factors like mortgage payments, rent, appreciation, and maintenance to make a better decision.

Estimate mortgage payments based on Canadian regulations, which use semi-annual interest compounding. A specific tool for the Canadian real estate market.

Calculate the self-employment tax (Social Security and Medicare) for freelancers and independent contractors. Essential for 1099 workers to plan their tax obligations.

Calculate the marginal cost of production, which is the change in total cost that comes from making or producing one additional item.

Calculate the Internal Rate of Return (IRR) for a series of cash flows. A key metric in corporate finance to determine the profitability of potential investments.

Analyze if consolidating multiple debts into a single loan can save you money on interest and lower your monthly payments. Compare your current payments to a new loan.

Estimate the total cost of gasoline for a trip based on distance, your vehicle's fuel efficiency (MPG), and the price per gallon.

Convert miles driven into a monetary cost. This calculator is perfect for calculating commute expenses or reimbursements based on a per-mile rate.

Estimate the cost to fully charge your Tesla at home or at a Supercharger station, based on battery size and electricity rates.

Estimate the depreciation of a home appliance over time using the straight-line method to understand its value reduction.

Create a budget and estimate the total cost of back-to-school shopping, including supplies, clothing, and electronics.

Estimate your monthly electricity bill by detailing the usage of various appliances in your home.

Calculate the cost of a single use of an appliance, like running a dishwasher cycle or watching a movie.

Calculate a building's Energy Use Intensity (EUI) to benchmark its energy efficiency against other buildings.

Compare the lifetime operational costs of a gas dryer versus an electric dryer to see which is more economical.

A simple tool to total up your grocery bill as you shop, helping you stay within your food budget.

Estimate the monthly and annual electricity cost of running a hot tub based on its size, usage, and local energy rates.

Estimate the cost of a professional house cleaning service based on your home's size, cleaning type, and frequency.

Calculate your potential savings on electricity bills by switching from traditional incandescent bulbs to energy-efficient LEDs.

Estimate the major one-time and recurring expenses during the first year of a baby's life to help you budget for your new arrival.